95 Things That Can Go Wrong Between Application and Closing

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  1. The sheriff comes and escorts you from your home.
  2. Your down payment is from an accident settlement, but you haven't received any money yet.
  3. Your co-borrowers credit score is lower than their part-time income at the city dump.
  4. The seller/borrower was put in jail the morning of closing.
  5. Your beautiful 5 year old daughter tossed the $5000 cashier's check out the window.
  6. The title policy says you have 7 warrants out for your arrest.
  7. You forgot that you have a child and forgot you were 3 years behind on support payments (your ex-wife did not forget).
  8. Your credit score is lower than your I.Q.
  9. You did not think it was important to pay your mortgage payment after you applied for your loan (the bank did).
  10. You get to sleep on the Harley you just purchased for $600 per month because you do not qualify for a home anymore.