Online Loan Application

The Loan Process

The Loan Approval Process
The Good Faith Estimate
Truth In Lending Disclosure
Private Mortgage Insurance
Four Things to Avoid When Obtaining a Mortgage

Closing

Closing Costs
Prepaid Expenses
Closing Preparation
Additional Closing Information
(Applies to Refinances Only)
Homeowner's Insurance Information
When Closing On a New Home... Don't Forget
95 Things That Can Go Wrong Between Application and Closing

After Closing

What To Expect After Your Loan Has Closed

The Loan Approval Process

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Step 7: Your Pre-Closing Package

The time and date to close your loan are set. 24-48 hours prior to the closing, we will schedule an appointment for you to come in and review a copy of each and every mortgage related document that the Title Company will have at your closing for you to sign. We will also let you know how much money you will need to bring to the closing, if applicable.

Step 8: The Closing

You will meet with the Title Company's closing officer to sign your loan documents. If you are purchasing, your new mortgage funds will be immediately disbursed to the appropriate parties. If you are refinancing, the funds will be disbursed on the 4th business day after you sign your documents. CONGRATULATIONS!